As natural hazards are becoming more frequent, insurance companies are withdrawing from high-risk areas in the United States, leaving homeowners without adequate financial protection. While parametric insurance presents a potential solution by offering rapid payouts based on predefined hazard triggers, its adoption by communities and households remains limited due to multiple factors, including potential misalignment between what payouts are provided and community expectations. This study aims to explore the feasibility of reciprocal parametric insurance at the community level, working with households, business owners, and city planners in Sarasota, FL.

The Himalayan Climate Data Field Lab is a month-long, flexible unconference that will gather scholars, practitioners, activists, community leaders, and storytellers to examine the ways that climate change data and information infrastructures shape adaptation and mitigation in the Himalayan region. Join the Field Lab to co-design, test and produce new ideas, analytic tools, maps, sensing technologies, data protocols, artistic pieces and communication products that address climate change and its impacts, with the aim of creating a more equitable and pluralistic data landscape in the Himalayan region.
